I talk about Personal Growth, Management, Infrastructure and More | 👇JOIN +2k readers 👇
Know the limits of what you can do
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If your only plan to improve your finances is cutting expenses, you’ve got a big problem. Not because it’s a bad plan—it’s not... If you’re wasting money on unnecessary crap, the first thing you should fix is exactly that. But… The problem is purely mathematical, and I love maths. Cutting expenses has a limit. If you make 3.000 euros or dollars or whatever per month and save 500… You may be able to save 200 more. If you turn off Netflix, maybe 215… If you cut Amazon Prime, maybe 300 And if you turn the lights off and use candles, maybe you arrive to 1.000 in total savings. At some point, there’s no more room to cut, and saving an extra 50 requires a massive sacrifice… like giving up coffee and things like that. It just doesn’t make sense. That’s why, if you don’t want to fall into the most extreme penny-pinching lifestyle, your focus shouldn’t be on saving more—but on earning more. Because unlike cutting costs, increasing your income has no limit. And the best part? Even small increases make a huge difference. If you go from earning €3.000 to €4.000, for example, here’s what happens: ​ This is so obvious that you might think I’m insulting your intelligence, but no matter how much we debate saving strategies, the truth is simple: Cutting expenses is fine and necessary, but the real key to financial well-being is making more money. Make. More. Money. And if anyone tells you otherwise, they’re lying to you. Life only happens once, and it should be lived well. Not with absurd luxuries, not with reckless spending—but well. And as far as I know, that requires money. My plan to help you make it happens, right here: ​Is this piece of real estate a good investment? - Price $29.90​ PD 1: If you liked this email, don't keep it in secret and forward it to a friend. They will thank you enormously one day. PD 2: If somebody has sent you this email and you want to receive emails like this yourself, visit vicentevalencia.com PD 3: If you want unsubscribe, click the link below. |
Vicente Valencia
I talk about Personal Growth, Management, Infrastructure and More | 👇JOIN +2k readers 👇
Excellent professional. First in coming in. Last in leaving. Sacrificing holidays, family time and even health. Limited recognition. Or not recognition at all. Tried to change career path. “If only you had specific experience”, “It would be great to have it done it before”, “But this is complicated”, “If you had more exposure to clients”, “what’s your commercial experience”. Don’t blame those questions, or the messengers. Fear is logical. In today’s world where you have to cover your @ss at...
You talk to that person and think, This must be someone important. Vice President. Well… time to listen. It was urgent. And my agenda always has room for interesting people. Then… 30 seconds into the conversation, you realize this is going nowhere. How he talks. What he asks. The rush to prove the title… something I wasn’t interested in. Well… Disappointment. Then… You check LinkedIn and notice the company has more Vice Presidents than assistants, associates, managers, and project managers...
These days I’ve been asked many times what I think about the Conejo Malo. Or Bad Bunny. Until the Super Bowl I had no idea who was the guy. I don’t listen to much music those days… So as he is only 31, I guess that I have not heard much of his songs. And still this is irrelevant. People like judging more than complaining. And my answer about the question is simple. Whoever has what you don’t have knows what you don’t know. And whoever has achieved what you haven’t achieved has done what you...