I talk about Personal Growth, Management, Infrastructure and More | 👇JOIN +2k readers 👇
Know the limits of what you can do
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If your only plan to improve your finances is cutting expenses, you’ve got a big problem. Not because it’s a bad plan—it’s not... If you’re wasting money on unnecessary crap, the first thing you should fix is exactly that. But… The problem is purely mathematical, and I love maths. Cutting expenses has a limit. If you make 3.000 euros or dollars or whatever per month and save 500… You may be able to save 200 more. If you turn off Netflix, maybe 215… If you cut Amazon Prime, maybe 300 And if you turn the lights off and use candles, maybe you arrive to 1.000 in total savings. At some point, there’s no more room to cut, and saving an extra 50 requires a massive sacrifice… like giving up coffee and things like that. It just doesn’t make sense. That’s why, if you don’t want to fall into the most extreme penny-pinching lifestyle, your focus shouldn’t be on saving more—but on earning more. Because unlike cutting costs, increasing your income has no limit. And the best part? Even small increases make a huge difference. If you go from earning €3.000 to €4.000, for example, here’s what happens: ​ This is so obvious that you might think I’m insulting your intelligence, but no matter how much we debate saving strategies, the truth is simple: Cutting expenses is fine and necessary, but the real key to financial well-being is making more money. Make. More. Money. And if anyone tells you otherwise, they’re lying to you. Life only happens once, and it should be lived well. Not with absurd luxuries, not with reckless spending—but well. And as far as I know, that requires money. My plan to help you make it happens, right here: ​Is this piece of real estate a good investment? - Price $29.90​ PD 1: If you liked this email, don't keep it in secret and forward it to a friend. They will thank you enormously one day. PD 2: If somebody has sent you this email and you want to receive emails like this yourself, visit vicentevalencia.com PD 3: If you want unsubscribe, click the link below. |
Vicente Valencia
I talk about Personal Growth, Management, Infrastructure and More | 👇JOIN +2k readers 👇
These days I’ve been in an amazing table. Not business guys this time, but that’s not important. The best lawyers. The best technical guys. The best commercial people in the country. Being there simply blows your mind. Their work ethics. Their commitment. Their sharp insights. I should be paying for being there… Being in those tables. With excellent people. In the decision-making tables. It’s a game changer for any professional. If you go with an open mind, What you learn. What you absorb....
Ice cream. Free ice cream. This Friday was a hot, sunny day, and they guys could have not chosen a better moment. Lunch time in the business area of the city. Opening day. New shop. Very well known and delicious ice creams. I could not believe my eyes. The queue went over the corner. Expected waiting time: between 30 and 45 min. The square was full of people. No doubt, brilliant marketing campaign. If you already discover the trick around Santa and the Three Wise Men, you probably know that...
Last year, talking with a big guy in a big company, he showed me their offices. “Look at all the meetings,” he said. “They’re working hard.” As a consultant now, I’m always curious and put into test what I’ve learned the hard way through the years. And let me tell you some data. Studies show that the average employee is only truly productive for about 60% of the workday. In office jobs that translates to roughly 2 hours and 53 minutes of focused work out of 8 hours. Same hours. Much less real...