I talk about Personal Growth, Management, Infrastructure and More | 👇JOIN +2k readers 👇
Know the limits of what you can do
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If your only plan to improve your finances is cutting expenses, you’ve got a big problem. Not because it’s a bad plan—it’s not... If you’re wasting money on unnecessary crap, the first thing you should fix is exactly that. But… The problem is purely mathematical, and I love maths. Cutting expenses has a limit. ​ If you make 3.000 euros or dollars or whatever per month and save 500… You may be able to save 200 more. If you turn off Netflix, maybe 215… If you cut Amazon Prime, maybe 300 And if you turn the lights off and use candles, maybe you arrive to 1.000 in total savings. ​ At some point, there’s no more room to cut, and saving an extra 50 requires a massive sacrifice… like giving up coffee and things like that. ​ It just doesn’t make sense. ​ That’s why, if you don’t want to fall into the most extreme penny-pinching lifestyle, your focus shouldn’t be on saving more—but on earning more. ​ Because unlike cutting costs, increasing your income has no limit. ​ And the best part? Even small increases make a huge difference. If you go from earning €3.000 to €4.000, for example, here’s what happens: ​ ​ This is so obvious that you might think I’m insulting your intelligence, but no matter how much we debate saving strategies, the truth is simple: Cutting expenses is fine and necessary, but the real key to financial well-being is making more money. Make. More. Money. ​ And if anyone tells you otherwise, they’re lying to you. ​ Life only happens once, and it should be lived well. ​ Not with absurd luxuries, not with reckless spending—but well. ​ And as far as I know, that requires money. ​ My plan to help you make it happens, right here: ​Is this piece of real estate a good investment? - Price $29.90​ ​ PD 1: If you liked this email, don't keep it in secret and forward it to a friend. They will thank you enormously one day. PD 2: If somebody has sent you this email and you want to receive emails like this yourself, visit vicentevalencia.com PD 3: If you want unsubscribe, click the link below. ​ ​ |
Vicente Valencia
I talk about Personal Growth, Management, Infrastructure and More | 👇JOIN +2k readers 👇
Once I had a friend called Valentin. His parents gave him that name long time ago because he was born on 14 February. In Spain, there are still many people naming their children with the name of the saint of the day… or the day they were married, or things like that. Well… His parents could not foresee at the time the long term consequences of their choice. San Valentine was not at the time the word-wide phenomenon that it’s today. But still… there was some noise. Well… The thing is that...
You do your offer of services. Of course, as it couldn’t be otherwise, extremely expensive. And then… they rejected it. That’s fine. Part of life. Interesting challenge, but with the risk of becoming a frustrating job. Difficult stakeholders. I did not ask for it, but the gave me anyway. The reason for they decision was “interesting”. It was not price. Not the onerous payment conditions. Or the absurdly harsh terms and conditions. Nope. It was a… “We want to do it ourselves”. Then, you...
More than you think. And it’s everywhere. Some people call it laziness. Even ignorance. Or worse… unawareness… Or insufficient understanding. The fact is that my team called the guys. The water guys. Aqualia in Spain. Once. Twice. Finally, they came. They installed the new device to measure water consumption. We wanted to change the contract, using the new device that comes with lower fees (it was a development site). No answer. Call. No answer. Call. They answered. The device is not correct....