I talk about Personal Growth, Management, Infrastructure and More | 👇JOIN +2k readers 👇
Know the limits of what you can do
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If your only plan to improve your finances is cutting expenses, you’ve got a big problem. Not because it’s a bad plan—it’s not... If you’re wasting money on unnecessary crap, the first thing you should fix is exactly that. But… The problem is purely mathematical, and I love maths. Cutting expenses has a limit. If you make 3.000 euros or dollars or whatever per month and save 500… You may be able to save 200 more. If you turn off Netflix, maybe 215… If you cut Amazon Prime, maybe 300 And if you turn the lights off and use candles, maybe you arrive to 1.000 in total savings. At some point, there’s no more room to cut, and saving an extra 50 requires a massive sacrifice… like giving up coffee and things like that. It just doesn’t make sense. That’s why, if you don’t want to fall into the most extreme penny-pinching lifestyle, your focus shouldn’t be on saving more—but on earning more. Because unlike cutting costs, increasing your income has no limit. And the best part? Even small increases make a huge difference. If you go from earning €3.000 to €4.000, for example, here’s what happens: ​ This is so obvious that you might think I’m insulting your intelligence, but no matter how much we debate saving strategies, the truth is simple: Cutting expenses is fine and necessary, but the real key to financial well-being is making more money. Make. More. Money. And if anyone tells you otherwise, they’re lying to you. Life only happens once, and it should be lived well. Not with absurd luxuries, not with reckless spending—but well. And as far as I know, that requires money. My plan to help you make it happens, right here: ​Is this piece of real estate a good investment? - Price $29.90​ PD 1: If you liked this email, don't keep it in secret and forward it to a friend. They will thank you enormously one day. PD 2: If somebody has sent you this email and you want to receive emails like this yourself, visit vicentevalencia.com PD 3: If you want unsubscribe, click the link below. |
Vicente Valencia
I talk about Personal Growth, Management, Infrastructure and More | 👇JOIN +2k readers 👇
Yesterday I learned that the European Union, the climax of bureaucracy in human history, will require passports for all dogs and cats. Some countries want to be wealthy. Others want to lead in technology or AI. Others want to be the best place in the world to do business. In the meantime… the EU is busy with things that will surely make it richer, more prosperous, and a better place to live. I’m telling you this because the EU is not unique. This is everywhere. Every country, government,...
My wife is preparing a yoga retreat. She works hard. She needs “disconnection.” Fair enough. Now… the price? Let’s just say… You’d expect a 5-star hotel. Except the hotel looks… basic. Very basic. And there’s a small detail: There’s no food. No lunch. No dinner. Fasting, they call it. So basically… You pay like you’re getting a Michelin tasting menu… But the experience is: “You don’t eat.” Interesting business model. I don’t know what you think. Maybe you love paying for the “experience.” The...
“Learn the rules like a pro… so you can break them like an artist.” — Pablo Picasso I used to repeat this to my teams when the time came… But if you asked them what Vicente would do in almost any situation, the answer was simple: “Follow the contract.” Always. Because most people don’t even understand the rules they’re trying to “bend”. They jump to shortcuts. They improvise. They create risk. That’s not creativity. That’s incompetence. First, you master the contract. You know every clause....