If your only plan to improve your finances is cutting expenses, you’ve got a big problem. Not because it’s a bad plan—it’s not... If you’re wasting money on unnecessary crap, the first thing you should fix is exactly that. But… The problem is purely mathematical, and I love maths. Cutting expenses has a limit. ​ If you make 3.000 euros or dollars or whatever per month and save 500… You may be able to save 200 more. If you turn off Netflix, maybe 215… If you cut Amazon Prime, maybe 300 And if you turn the lights off and use candles, maybe you arrive to 1.000 in total savings. ​ At some point, there’s no more room to cut, and saving an extra 50 requires a massive sacrifice… like giving up coffee and things like that. ​ It just doesn’t make sense. ​ That’s why, if you don’t want to fall into the most extreme penny-pinching lifestyle, your focus shouldn’t be on saving more—but on earning more. ​ Because unlike cutting costs, increasing your income has no limit. ​ And the best part? Even small increases make a huge difference. If you go from earning €3.000 to €4.000, for example, here’s what happens: ​ ​ This is so obvious that you might think I’m insulting your intelligence, but no matter how much we debate saving strategies, the truth is simple: Cutting expenses is fine and necessary, but the real key to financial well-being is making more money. Make. More. Money. ​ And if anyone tells you otherwise, they’re lying to you. ​ Life only happens once, and it should be lived well. ​ Not with absurd luxuries, not with reckless spending—but well. ​ And as far as I know, that requires money. ​ My plan to help you make it happens, right here: ​Is this piece of real estate a good investment? - Price $29.90​ ​ PD 1: If you liked this email, don't keep it in secret and forward it to a friend. They will thank you enormously one day. PD 2: If somebody has sent you this email and you want to receive emails like this yourself, visit vicentevalencia.com PD 3: If you want unsubscribe, click the link below. ​ ​ |
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Some men see things as they are and say, “Why?” I dream things that never were and say, “Why not? -------- Robert Kennedy’s Some people are so obsessed and absorbed in their tiny realities that pulling them out is impossible.At a conference, someone asked the speaker whether a €50,000 salary was good in Spain.The speaker asked if they meant per month or per week. Your reality defines what you consider possible and impossible.Your words, your gestures, shape your mind. The moment you go from...
The US government tracked people from ages 20 to 65. They found that when these people arrived to 65, for every 100 people: 36 were dead 54 were living on government or family support 5 were still working because they had to 4 were well off 1 was wealthy That’s the US. I don’t think that the rest of the world is so different. I don’t know what your plan is when arriving to that age. Considering that you don’t want to be in the first group… what’s your plan? Where do you want to be? Mine,...
It’s the weekend and you’re off to brunch. One of those trendy cafés. You’re calmly sipping your latte. And then you see them coming. A mob. One of those “meet-ups.” Apparently they organize through an app… or so my wife tells me. They meet up and go exercise together. No fewer than a hundred. All headed to our café. $300 sneakers, skin-tight - very tight - Lululemon leggings at $200 per leg, Hugo Boss caps at $50 per ear… You get the picture. On average, about $1,000 in “athleisure.” They...