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Know the limits of what you can do
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If your only plan to improve your finances is cutting expenses, you’ve got a big problem. Not because it’s a bad plan—it’s not... If you’re wasting money on unnecessary crap, the first thing you should fix is exactly that. But… The problem is purely mathematical, and I love maths. Cutting expenses has a limit. If you make 3.000 euros or dollars or whatever per month and save 500… You may be able to save 200 more. If you turn off Netflix, maybe 215… If you cut Amazon Prime, maybe 300 And if you turn the lights off and use candles, maybe you arrive to 1.000 in total savings. At some point, there’s no more room to cut, and saving an extra 50 requires a massive sacrifice… like giving up coffee and things like that. It just doesn’t make sense. That’s why, if you don’t want to fall into the most extreme penny-pinching lifestyle, your focus shouldn’t be on saving more—but on earning more. Because unlike cutting costs, increasing your income has no limit. And the best part? Even small increases make a huge difference. If you go from earning €3.000 to €4.000, for example, here’s what happens: ​ This is so obvious that you might think I’m insulting your intelligence, but no matter how much we debate saving strategies, the truth is simple: Cutting expenses is fine and necessary, but the real key to financial well-being is making more money. Make. More. Money. And if anyone tells you otherwise, they’re lying to you. Life only happens once, and it should be lived well. Not with absurd luxuries, not with reckless spending—but well. And as far as I know, that requires money. My plan to help you make it happens, right here: ​Is this piece of real estate a good investment? - Price $29.90​ PD 1: If you liked this email, don't keep it in secret and forward it to a friend. They will thank you enormously one day. PD 2: If somebody has sent you this email and you want to receive emails like this yourself, visit vicentevalencia.com PD 3: If you want unsubscribe, click the link below. |
Vicente Valencia
Weekly insights on how to perform when it matters | High-stakes decisions. Real situations. No BS. | 👇JOIN +2k readers 👇
Let me challenge you today. Being busy isn’t how you become world-class. It’s normally about quality. How Dan Sullivan used to say: “How you do anything is how you do everything. “ Sot, it is about quality, more than quantity. Quality in all things. The nutrition and food in your body. The quality of your sleep and environment. The quality of your recovery. The quality of your network. The quality of your training and mentors. So, let’s do a pause today this Sunday, and reflect about how to...
Talking to good friends in Ferrovial and health & safety, we end up comparing cultures. Comparing projects. And disasters… UK. In the 2000s. Heathrow Airport Terminal 5 Budget: more than £4 billion Big… very big project, with lots of complexities and workers. Every engineer knows that… If something went wrong… it wouldn’t be small. So, they treated safety like a system… for real. Not a slogan. Daily briefings. Clear reporting lines. No ambiguity on responsibility. And… Anyone could stop the...
Canada. Mid-2010s. Milton–Madison Bridge Not a PPP, but a serious piece of infrastructure. Old steel truss bridge. Built in 1929. As an engineer… I love it. Around 13,000 vehicles per day. But… like all old bridges… It was structurally done. Fatigue. Corrosion. Narrow lanes. No shoulders. A bad accident waiting to happen. So they decided to replace it. Nothing new. But… they chose a method most people would avoid. Slide-In Bridge Construction or SIBC The idea is brilliant. Build the entire...