I talk about Personal Growth, Management, Infrastructure and More | 👇JOIN +2k readers 👇
Know the limits of what you can do
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If your only plan to improve your finances is cutting expenses, you’ve got a big problem. Not because it’s a bad plan—it’s not... If you’re wasting money on unnecessary crap, the first thing you should fix is exactly that. But… The problem is purely mathematical, and I love maths. Cutting expenses has a limit. If you make 3.000 euros or dollars or whatever per month and save 500… You may be able to save 200 more. If you turn off Netflix, maybe 215… If you cut Amazon Prime, maybe 300 And if you turn the lights off and use candles, maybe you arrive to 1.000 in total savings. At some point, there’s no more room to cut, and saving an extra 50 requires a massive sacrifice… like giving up coffee and things like that. It just doesn’t make sense. That’s why, if you don’t want to fall into the most extreme penny-pinching lifestyle, your focus shouldn’t be on saving more—but on earning more. Because unlike cutting costs, increasing your income has no limit. And the best part? Even small increases make a huge difference. If you go from earning €3.000 to €4.000, for example, here’s what happens: ​ This is so obvious that you might think I’m insulting your intelligence, but no matter how much we debate saving strategies, the truth is simple: Cutting expenses is fine and necessary, but the real key to financial well-being is making more money. Make. More. Money. And if anyone tells you otherwise, they’re lying to you. Life only happens once, and it should be lived well. Not with absurd luxuries, not with reckless spending—but well. And as far as I know, that requires money. My plan to help you make it happens, right here: ​Is this piece of real estate a good investment? - Price $29.90​ PD 1: If you liked this email, don't keep it in secret and forward it to a friend. They will thank you enormously one day. PD 2: If somebody has sent you this email and you want to receive emails like this yourself, visit vicentevalencia.com PD 3: If you want unsubscribe, click the link below. |
Vicente Valencia
I talk about Personal Growth, Management, Infrastructure and More | 👇JOIN +2k readers 👇
Too many products. Too many versions. Too much confusion. And the CEO comes back. He walks into a product meeting. Engineers proud. Slides prepared. Roadmaps built. He listens. And listens. And listens. Then he walks to the whiteboard. Draws a simple 2x2 grid. Consumer / Pro. Desktop / Portable. “That’s it,” he says. Everything else? Gone. Not optimized. Not restructured. Killed. In one meeting, he cut roughly 70% of the product line. Imagine the room. Years of work. Teams built around those...
Anything that is alive is in a continual state of change and movement. The moment that you rest, thinking that you have attained the level you desire, a part of your mind enters a phase of decay. You lose your hard-earned creativity and others begin to sense it. This is a power and intelligence that must be continually renewed, or it will die ---- Robert Greene If you ever wonder what I’m doing at 10pm in New Zealand, just when I’m writing this email… You’ve got your answer. I said many times...
According to constraint theory, the greatest human bottleneck is attention. Yes. Our attention is our most finite resource. Even more finite and valuable than our time. Now, think about why Meta is so valuable. And Elon wanted X. And so on… Indeed, the quality and depth of our attention determines the quality of our time. Most people’s attention is scattered, tugged, and seemingly never right here and right now. The rich know this well. In the US, the top 1% don’t allow kids to interact with...