The most efficient predator is not what you think


Christmas is a fantastic moment of the year to check how the world work.

Many people have no idea of what your hard-earned dollars that move the world work.

Many people still ask me whether to invest as a company or as individual.

Look.

One of the biggest financial predators of our money is the government… Taxes.

You want the new Mac.

Retail cost 2.300$.

Imagine that you are lucky and make 10.000$ a month and you want to buy that Mac.

The government eats around 40% in income tax.

You got 6.000$ to buy that Mac.

You buy it.

You end your month with 3.700$.

​

Now, you have your real estate property (or properties) under a company.

You make 10.000$ in income.

You buy your Mac because you will end up using it for your business at 2.000$ as you deduct 300$ in GST.

Then, one day (not that month) you pay the taxes, at 25%.

Your balance for that month will be 6.000$... when the time to pay the tax arrives.

​

This is not magic, nor nothing illegal.

You’ll need to work with your advisor, but that’s the power of financial intelligence.

​

See that difference multiplied month after month for 40 years of work.

​

Then, you wonder…

​

And this is the same in the US, Canada, UK, Spain, Australia, New Zealand or wherever you are.

With exceptions, nuances, limitations, etc.

​

This is the power of knowledge… plus action.

If no action, it does not matter how much knowledge.

This is where a coach and mentor can help you.

$999.00

Mentorship Package

Three sessions of 1 hours each where you can discuss for business or yourself any of the issues I know more about: ... Read more

​

PD 1: If you liked this email, don't keep it in secret and forward it to a friend. They will thank you enormously one day.

PD 2: If somebody has sent you this email and you want to receive emails like this yourself, visit vicentevalencia.com

PD 3: If you want unsubscribe, click the link below.

​

Vicente Valencia

I talk about Personal Growth, Management, Infrastructure and More | C-Suite Executive | Mentor, Coach, Strategic Consultant | Real Estate Investor | 👇JOIN +2k readers 👇

Read more from Vicente Valencia

Conflict of interest: A time bomb You can have the best lawyers.The shiniest financial model.The perfect risk matrix. The most balance incentive a.k.a. bonuses program… And still see your project collapse…Because of conflict of interest. Take the Athens ring road extension. During procurement, it turned out that one of the “independent” advisors hired to evaluate bids had close financial ties with a consortium member. Not a minor connection. A proper stake in the game. When journalists...

Yesterday I told you about a KPI regime that seemed a horror story. Today, I bring you another that kills. Kills contract, I mean. I often tell people that vertical PPPs are not my cup of tea. Hospitals… I run away. Too complicated. Too political. Too high stakes. Take the wave of hospital PPPs in the UK during the 2000s. On paper, they looked brilliant: new facilities, modern equipment, long-term maintenance secured. But still… the KPI regime was written by bureaucrats with too much coffee...

Some PPPs die before they start.Others collapse under the weight of construction. And then there are those that rot from within — strangled by their own KPI regime. Take the Peterborough Prison PPP in the UK.On paper, it was innovative: the first privately financed prison with a focus on rehabilitation. The government loved the concept. The innocent believers in human nature wet dreamt about it. The financiers lined up.The operator thought they could make it work… if not, they would still...