Reasons Why People (Even Smart People) Don’t Invest


After talking to many people, professionals, businesspeople alike, I arrived at the conclusion that people who don’t invest usually hold back for one of these three reasons:

  1. They don’t have money to invest.
  2. They have no idea how to invest.
  3. They’re afraid to invest.

And that’s about money.

But what about personal investments in personal growth?

The reasons are also 3:

  1. They don’t have money to invest.
  2. They have no idea how to invest.
  3. They’re afraid to invest.

In both cases, they rely on free content in social media, their cousins or brothers-in-law.

The result is that:

  1. They save some money that is wasted somewhere else
  2. They have less idea how to invest
  3. They are even more afraid to invest

Good mentors save you years… but free content with no effort and not engagement is so easy to consume.

I like things that are simple, straightforward.

So, my investment system is characterized by being simple and straightforward.

In both, money and personal growth… that at some point become the same.

Don’t expect a sector diagram with lots of colours and 25 stocks in my portfolio.

Don’t expect a collage of 25 books about personal growth, negotiation, career advancement, mindset…

I’m very simple.

And I think that simple is better.

Simple ideas that work for everybody can be found here. Also, some surprises and much more.

​Join my mentorship - Only $24.90 - LAUNCHING PRICE​

PD 1: If you liked this email, don't keep it in secret and forward it to a friend. They will thank you enormously one day.

PD 2: If somebody has sent you this email and you want to receive emails like this yourself, visit vicentevalencia.com

PD 3: If you want unsubscribe, click the link below.

Vicente Valencia

I talk about Personal Growth, Management, Infrastructure and More | 👇JOIN +2k readers 👇

Read more from Vicente Valencia

2012 Kenya. Elections coming. Security concerns rising. Investors… nervous. And still… The Lake Turkana Wind Power Project pushed toward financial close. 310 MW. One of the largest wind farms in Africa. Remote. Very remote. No proper roads. Weak grid. Logistics… borderline insane. Ideas such as domesticate zebras on the table… This wasn’t a project. This was a bet. And the closing? Just what I love… Pure tension. Lenders asking for more guarantees. Sponsors juggling political risk. Government...

That’s how many countries approach infrastructure. Big pipeline. Big announcements. Zero learning. Norway did the opposite. Smart those guys. In the early 2000s, they tested PPPs with just three projects: E39 Klett–Bårdshaug (opened 2005) E39 Lyngdal–Flekkefjord (opened 2006) E18 Grimstad–Kristiansand (opened 2009) That’s it. Three shots. Not fifteen. Not a political fireworks show. A controlled experiment. Same model. Same timeframe. Comparable results. And guess what? They delivered. On...

A few days ago, I had a big argument with my team in Panama. They had spent almost 3 weeks trying to convince a client to change banks for her mortgage. It was a no-brainer.Lower interest rates.Lower fees. They showed her, over and over again, different scenarios… all in vain. You may wonder how, after 2 or 3 days of trying, they kept pushing. She is a public servant.And the team was trying to convince her to move from a government-owned bank to a fully private one. I repeat.Public servant....