Reasons Why People (Even Smart People) Don’t Invest


After talking to many people, professionals, businesspeople alike, I arrived at the conclusion that people who don’t invest usually hold back for one of these three reasons:

  1. They don’t have money to invest.
  2. They have no idea how to invest.
  3. They’re afraid to invest.

And that’s about money.

But what about personal investments in personal growth?

The reasons are also 3:

  1. They don’t have money to invest.
  2. They have no idea how to invest.
  3. They’re afraid to invest.

In both cases, they rely on free content in social media, their cousins or brothers-in-law.

The result is that:

  1. They save some money that is wasted somewhere else
  2. They have less idea how to invest
  3. They are even more afraid to invest

Good mentors save you years… but free content with no effort and not engagement is so easy to consume.

I like things that are simple, straightforward.

So, my investment system is characterized by being simple and straightforward.

In both, money and personal growth… that at some point become the same.

Don’t expect a sector diagram with lots of colours and 25 stocks in my portfolio.

Don’t expect a collage of 25 books about personal growth, negotiation, career advancement, mindset…

I’m very simple.

And I think that simple is better.

Simple ideas that work for everybody can be found here. Also, some surprises and much more.

​Join my mentorship - Only $24.90 - LAUNCHING PRICE​

PD 1: If you liked this email, don't keep it in secret and forward it to a friend. They will thank you enormously one day.

PD 2: If somebody has sent you this email and you want to receive emails like this yourself, visit vicentevalencia.com

PD 3: If you want unsubscribe, click the link below.

Vicente Valencia

I talk about Personal Growth, Management, Infrastructure and More | 👇JOIN +2k readers 👇

Read more from Vicente Valencia

Innovation is one of the biggest fallacies in construction and PPP contracts. Governments love the word. It appears in every PowerPoint presented to ministers, investors and journalists. Innovation. Innovation. Innovation. But what exactly is innovation? A toilet that cleans your as$ with a water jet and eliminates toilet paper. Innovation? Maybe. Maybe not. It depends. In Question 28 of the course below, I explain how “innovation” actually works in PPP bids. How to win points if you are...

One of my fauvorites… A toll road PPP. Beautiful business model. Traffic studies. Economic growth projections. Sophisticated demand modelling. Consultants everywhere. Like queuing for free ice-cream… The road opened in 2007. The project was the South Bay Expressway SR‑125 toll road. Everything looked perfect on paper. Except for one small detail. Drivers. They didn’t show up. The financial model predicted tens of thousands of vehicles per day. Reality? Sometimes traffic was 70–80% lower than...

Still in the UK. Now, a hospital PPP. Large. Modern. Shiny. Hundreds of millions invested. Years of planning. Procurement. Financial close. Construction. Finally… The building was delivered. Or so everyone thought. The project was the Royal Liverpool University Hospital PFI project. New hospital. Supposed to open in 2017. There was only one small problem. The building could not be used. Fire safety defects. Structural issues. Incomplete works. Entire sections of the hospital had to be torn...