Reasons Why People (Even Smart People) Don’t Invest


After talking to many people, professionals, businesspeople alike, I arrived at the conclusion that people who don’t invest usually hold back for one of these three reasons:

  1. They don’t have money to invest.
  2. They have no idea how to invest.
  3. They’re afraid to invest.

And that’s about money.

But what about personal investments in personal growth?

The reasons are also 3:

  1. They don’t have money to invest.
  2. They have no idea how to invest.
  3. They’re afraid to invest.

In both cases, they rely on free content in social media, their cousins or brothers-in-law.

The result is that:

  1. They save some money that is wasted somewhere else
  2. They have less idea how to invest
  3. They are even more afraid to invest

Good mentors save you years… but free content with no effort and not engagement is so easy to consume.

I like things that are simple, straightforward.

So, my investment system is characterized by being simple and straightforward.

In both, money and personal growth… that at some point become the same.

Don’t expect a sector diagram with lots of colours and 25 stocks in my portfolio.

Don’t expect a collage of 25 books about personal growth, negotiation, career advancement, mindset…

I’m very simple.

And I think that simple is better.

Simple ideas that work for everybody can be found here. Also, some surprises and much more.

​Join my mentorship - Only $24.90 - LAUNCHING PRICE​

PD 1: If you liked this email, don't keep it in secret and forward it to a friend. They will thank you enormously one day.

PD 2: If somebody has sent you this email and you want to receive emails like this yourself, visit vicentevalencia.com

PD 3: If you want unsubscribe, click the link below.

Vicente Valencia

I talk about Personal Growth, Management, Infrastructure and More | 👇JOIN +2k readers 👇

Read more from Vicente Valencia

In 27 minutes on the phone, I domesticated the beast. “How did you do it?” my project manager asked. Using his ego. Context. Contractor. Spain. Penthouse. Water coming from the ceiling. “Go fix it. It’s under warranty.” “No. Warranty expired. When I left, there was no leak.” I’ve seen worse. And more creative lies. This one was just… lazy. Less than a year since notification. In Spain, that’s a 3-year warranty. But fine. Let’s play. In judo, you don’t fight strength. You use it. Same here....

PPP is political. Innovation is often bullshit. Preferred bidder is where power shifts. Claims are part of the game. Long hours don’t mean value. Most people don’t understand the deal they’re working on. Risk allocation is everything. Relationships beat intelligence. Timing beats perfection. The best players think about the exit… from day one. If this makes you uncomfortable… good. That’s reality. Most people in this industry are busy.Very few are effective. And the gap between the two?...

You’re dropped into a project. No time. No context. “Figure it out.” Good. There are only 3 questions that matter. I repeat, only 3. Not 10 or 20. Just 3: What needs to be done? Who is doing it now? Is that the right person? That’s it. That’s the whole job. And by the way… That’s every serious managerial role. If you answer those 3 properly, you win. If you don’t… Welcome to the world of: Long hours. Endless meetings. Zero real progress. You’ll be stuck working on the 80%… That delivers 20%....