This can kills your freedom and make you a sucker


People mess up with debt.

I mean.

Not the same to have debt to buy assets that produce cash flow that assets that eat your cash.

Then, a €70.000 car, or $70.000, I don’t mind, bought on instalments is not a means of transportation: it’s a sentence with a steering wheel.

It might have 300 horsepower, that new leather smell, and a logo that turns heads at traffic lights, but at the end of the day, it’s still just that: a burden you carry with you everywhere.

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The perfect symbol of financial freedom you don’t have but desperately try to project.

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Think about it.

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Most people don’t buy an expensive car because they need it.

They’re not buying transportation.

They’re buying social validation.

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And they’re doing it at the worst possible price: by going into debt for years.

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This isn’t about rich people who can afford these cars without blinking.

We’re talking about people making less than €2,000 a month signing up for 8-year loans just to get behind the wheel of a BMW because they think it’ll make them look successful.

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They’re wrong.

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All they’re doing is killing their freedom.

Their ability to say “no.”

To walk away from a job they hate.

To have the mental space to think about something other than, “Will I make it to the end of the month?”

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That’s what you’re really buying when you sign a loan for a luxury car.

You’re not buying wheels.

You’re selling your peace of mind.

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You may look prosperous, but behind closed doors, you’re living on the edge.

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Think about it (again)

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  • If you’re paying for something that chokes you every month just because it makes you feel important, you’re a sucker.
  • If you bought stuff you didn’t need to prove something to someone, you’ve got serious self-esteem issues.
  • And if the idea that others might think you’re “not progressing in life” terrifies you, chances are your life is already speeding downhill with no brakes.

And the sooner you see it, the better.

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True wealth isn’t shown. It’s felt.

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And if you want to incur in debt, without having to show up… and feel wealth, I show you this door.

​Is this piece of real estate a good investment​

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Vicente Valencia

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