|
People mess up with debt. I mean. Not the same to have debt to buy assets that produce cash flow that assets that eat your cash. Then, a €70.000 car, or $70.000, I don’t mind, bought on instalments is not a means of transportation: it’s a sentence with a steering wheel. It might have 300 horsepower, that new leather smell, and a logo that turns heads at traffic lights, but at the end of the day, it’s still just that: a burden you carry with you everywhere. ​ The perfect symbol of financial freedom you don’t have but desperately try to project. ​ Think about it. ​ Most people don’t buy an expensive car because they need it. They’re not buying transportation. They’re buying social validation. ​ And they’re doing it at the worst possible price: by going into debt for years. ​ This isn’t about rich people who can afford these cars without blinking. We’re talking about people making less than €2,000 a month signing up for 8-year loans just to get behind the wheel of a BMW because they think it’ll make them look successful. ​ They’re wrong. ​ All they’re doing is killing their freedom. Their ability to say “no.” To walk away from a job they hate. To have the mental space to think about something other than, “Will I make it to the end of the month?” ​ That’s what you’re really buying when you sign a loan for a luxury car. You’re not buying wheels. You’re selling your peace of mind. ​ You may look prosperous, but behind closed doors, you’re living on the edge. ​ Think about it (again) ​
And the sooner you see it, the better. ​ True wealth isn’t shown. It’s felt. ​ And if you want to incur in debt, without having to show up… and feel wealth, I show you this door. ​Is this piece of real estate a good investment​ ​ PD 1: If you liked this email, don't keep it in secret and forward it to a friend. They will thank you enormously one day. PD 2: If somebody has sent you this email and you want to receive emails like this yourself, visit vicentevalencia.com PD 3: If you want unsubscribe, click the link below. ​ ​ |
I talk about Personal Growth, Management, Infrastructure and More | 👇JOIN +2k readers 👇
Most people say: “It’s too small for a PPP.” They’re wrong. In fact, this one might be your best lesson yet. In Eldoret, Kenya, the local government pulled off a PPP for solar-street-lighting. Project size: approx USD 23 million. Yes… 23 million US in a country in Africa… In a PPP! More data: Scope: ~20,000 LED street-lights + around 3 MWp solar + 10 MWh storage. Goal: Replace ageing lighting, reduce cost, save lives, cut emissions. And this is why you should study this PPP Project: 1. Small...
The world is at war. Not sure if you realized it. Take a look. The far left and the far right. Work–life balance. Working hours and retirement. More rights and fewer taxes, or more; housing, precarity and the minimum wage… Pensions; emissions, plastics and manatees. Republic or monarchy. “No immigration” or open borders. Separatism or globalism. Fake news; the killers from one side or the torturers from the other, from this war or the other one… And football, rugby, the Black Friday and a...
Most people think Africa is where PPPs go to die. They’re wrong. It’s where PPPs go to prove whether a government is serious. Senegal was. Early 2000s. Dakar traffic was a nightmare. Congestion so bad the city was losing productivity every hour. Everyone talked about “solutions”. Nobody wanted to pay. Then the government did something unusual for the region: They decided to treat risk like adults. Clear demand analysis. Transparent procurement. A concession contract with actual teeth. And a...